BluCloud m-POS

BluCloud m-POS

  •   Lower card acceptance costs
  •   Penetrate new merchant segments
  •   Increase card payments transaction volume
  •   Gain market share & increase acquiring business
  •   Access to real time transaction reports
  •   Anytime, anywhere card acceptance
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BluCloud m-POS

BluCloud m-POS is a cloud based ‘SaaS’ platform, which allows Acquiring Banks, or Payment Service Providers, to enable merchants to accept card payments, using an Android smart phone, which combined with our m-POS application & an external card reader (attached to the phone via its headphone jack), turns the mobile phone into a POS terminal.

Our high performance m-POS transaction processing platform that can be integrated with an acquiring bank’s existing infrastructure, enabling merchants to accept card payments via this m-POS, in same way as traditional POS terminals, but at a fraction of their cost, with convenience of full mobility (Anytime, Anywhere)! Merchants get on line access to real time sales & transaction reports, which helps them gain valuable information about their consumer’s behaviour.

Estel is a leading provider of m-POS solutions and our customers may either, buy our platform to deploy it in their data centre, or, may use our hosted BluCloud m-POS service.

Accept Card Payments in 4-Easy Steps!

m-POS Process


  • End to end PCI compliant solution; encrypted transactions from card reader to m-App, to, Estel PASS, to Bank switch
  • Multiple Card readers supported: magnetic stripe only (MSR), magnetic stripe +PIN pad (MSR + PIN), EMV (future)
  • Simple & secure web based merchant registration & activation process
  • Electronic signature capture
  • Customized receipts on: email, SMS & print (via optional Bluetooth Printer)
  • Real-time management of transactions, refunds and reports, via Merchant m-App & Merchant Web & Mobile Portal
  • Support all card types: credit, debit, gift & prepaid; Master Card and Visa
  • Card processor independent, mobile network independent, device independent
  • Business models: solution is offered both on Capex model, and, as a hosted (cloud service) on revenue share basis

BluCloud Benefits:

BluCloud hosted service enables you to acquire card payment transactions in your market without worrying about technology, its operations and support. You simply sign up and access to using the platform with the help of highly intuitive and user-friendly GUIs over internet anytime and from anywhere. The key benefits of BluCloud m-POS service over buying a system are:

  • Easy & fast deployment to enable quicker launch of your services
  • Low upfront costs & low running costs with ‘pay as you go & grow model’
  • Fully Managed Service includes hosted platform with the required infrastructure including Hardware, Software, Database, Operating System & Network components, 24x7 monitoring & technical support, on line reports.
  • Scalable to handle unlimited number of distributors, retailers and agents
  • No restriction of volumes of traffic and transactions.

How it works:

You sign up for the services, by paying a onetime set up fee, and then an on-going service fee. You have Web Access to the system, for full service management and customer care. You directly procure & manage mobile devices & card readers required by your agents.

  • You register merchants to accept card payments via m-POS
  • Merchants use the web portal to register, download m-App, order readers, activate their account & devices, manage MPINs
  • Merchant activates m-App after down loading, attaches card reader & transacts
  • m-App & web portal provides rich transaction MIS & supports sale, void, refund transactions

BluCloud Service SLA:

Our BluCloud services are backed by a stringent Service Level Agreement which guarantees our customers:

  • 99.9% service availability
  • 100% accuracy in transaction processing, based on configuration done by the customer
  • Email alerts & escalations
  • SLA excludes network related problems

Other BluCloud Services:

You may enhance your service offering, by subscribing to these additional BluCloud services:


m-POS Solution Demonstration


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