Mobile Moeny

BluCloud Mobile Money

Benefits:
  •   Powerful Agent Management Module
  •   Multiple Cash In & Cash Out methods
  •   Capability to integrate multiple banks & mobile operators
    reliably and efficiently
  •   Fully Managed Service
An ISO 9001:2008 Certified Company
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BluCloud Mobile Money

Mobile MoneyBluCloud Mobile Money is a hosted Cloud based SaaS platform for Banks, Financial Institutions, MNOs and other Mobile Money Service Providers. BluCloud is fully secure, proven, robust, scalable and high performance platform with feature rich functionalities and supports varied environments and seamless integrations to external systems. The key platform functionalities available are:
  • Powerful Agent Management Module
  • Multiple Cash In & Cash Out methods
  • Capability to integrate multiple banks & mobile operators reliably and efficiently
  • Salary and other bulk disbursements
  • Supports integration to international remittance operators
  • Interest calculations and credit on wallet balance
  • Supports multiple communication protocols: SMS, GPRS, USSD, NFC
  • Configurable Business Rules
  • Flexible commissions and fees module
  • Open API for integration with business systems
  • A wide range of standard and customized reports

Subscriber Services:

  • Open m-Wallet accounts at authorized Agent outlet
  • Deposit and withdraw cash from m-Wallets at Agent location
  • Withdraw cash from ATMs
  • Transfer money P2P (Wallet to Wallet)
  • Transfer money via agents (Cash to Cash)
  • Make payments for goods and services
  • Buy airtime and pay bills from Wallet balance
  • Receive salary or other bulk disbursements like govt aids, pensions etc.
  • Check balance, get mini statement

BluCloud Benefits:

BluCloud hosted service enables you to offer Mobile Money services in your market without worrying about technology, its operations and support. You simply sign up and get access to using the platform with the help of highly intuitive and user-friendly GUIs over internet anytime and from anywhere. The key benefits of BluCloud Mobile Money service over buying a system are:

  • Easy & fast deployment to enable quicker launch of your services
  • Low upfront costs & low running costs with ‘pay as you go & grow model’
  • Fully Managed Service includes hosted platform with the required infrastructure including Hardware, Software, Database, Operating System Licenses and Network components, 24x7 monitoring and technical support, on line reports.
  • Scalable to handle unlimited number of distributors, retailers and agents
  • No restriction of volumes of traffic and transactions.

How it works:

You sign up for the service by paying a onetime set up fee, and then an ongoing service fee, which is deposited into your account in the system.

  • We configure your access on our hosted platform
  • We train and assist you to configure service details such as Products, Commissions and Agent hierarchies and Access Roles for your team
  • We train & assist you to perform end to end testing and you are ready to launch
  • You configure all your dealers and agents in the system. Each distribution hierarchy member gets an m-Wallet and MPIN in the system
  • You load the Agent Wallets with the working capital amount deposited by them with you
  • Agents access service from user-friendly menus on their mobile handset
  • Subscribers visit Mobile Money Agents to open m-Wallet accounts
  • Subscribers deposit cash into their m-wallet by paying cash to Mobile Money Agent, who transfers corresponding amount from his m-Wallet to subscriber’s m-Wallet
  • Subscribers use their handset to transfer money, make payments, check balance, get statement and perform other available functions
  • Subscribers can visit an Agent or ATM for cash withdrawal
  • People without m-Wallets can visit an Agent to remit money to someone with or without m-Wallets
  • Recipient visits local Agent or ATM to collect remitted cash

BluCloud Service SLA:

Our BluCloud services are backed by a stringent Service Level Agreement which guarantees our customers:

  • 99.9% service availability
  • 100% accuracy in transaction processing, based on configuration done by the customer
  • Email alerts & escalations
  • SLA excludes network related problems

Other BluCloud Services:

You may enhance your service offering, by subscribing to these additional BluCloud services anytime:

Request

Recognitions

Inc 500
D&B
Deloitte
Nasscom

Technology Partners

IBM
Oracle

Certifications

Iso
An ISO 9001:2008 certified company